Junior ISA

A tax-free savings account for children up to the age of 18.

Essentials at a glance

What's the interest rate?
4.00% tax-free/AER, variable
Can I take money out?
No, not until the child turns 18
Will I have to pay tax?
No, our Junior ISA is totally tax-free
How much can I start with?
What’s the max. I can save?
£9,000 in the 2024/25 tax year

Great for you if…

  • You want a long-term savings account for your child
  • You're 16 or 17 and want to start saving for yourself
  • You're happy to open and manage the account online
  • You want to transfer money from an existing Junior ISA or Child Trust Fund

Not for you if…

  • You need to access the money before the child turns 18
  • You prefer to manage the account by phone or by post
  • You already have a Child Trust Fund and want to keep it

Junior ISA FAQs

Can't find what you're looking for?

Ready to apply?

Be sure to check our FAQs first, then we'll show you the Junior ISA summary box and customer agreement before you apply.

If you, or someone whose account you look after, need extra support we're here to help