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Small things add up to big things. Open a new account for a child and watch their savings grow with them.
3.30% annual prize fund rate, variable
(until the June 2026 prize draw)
3.80% annual prize fund rate, variable
(from the July 2026 prize draw)
A fun way to save, with the chance to win tax-free prizes each month.
Invest from £25 to £50,000.
3.70% tax-free/AER, variable
A tax free way to save for children up to the age of 18.
Invest from £1 to £9,000 in the tax year 2026/27.
We also have a postal-only account – the Investment Account – that currently pays our lowest rate of interest (2.05% gross/AER, variable).
We are not promoting this account on our website, if you wish to apply please contact us.
Aunties, uncles, family friends. Any adult can buy Premium Bonds for a child under 16.
Need new ways of getting the kids involved with their savings? Use Alexa to check prizes as a family.
Most banks only guarantee your savings up to £120,000. We’re the only provider that secures 100% of your savings above this amount.
We're backed by HM Treasury and we've been helping people save for over 160 years. Today, over 24 million customers save with us.
We created Premium Bonds and you can only get them from us. Open an account and you could win big in our monthly prize draw.