Topping up your savings

If you want to top up your savings every now and then, a bank transfer could be right for you. If you want to top up more regularly, you can set up a standing order with your bank.

Simply give the details to your bank, tell them how much to transfer and when.

You'll normally be able to do this online, by phone or in a branch. There's no need to enter your card details and we'll update your account when we've received the money. This usually takes two to three working days.

You can invest by bank transfer or standing order for Premium Bonds, Income Bonds, Direct Saver, Direct ISA, Junior ISA and our Investment Account.

You'll find all the details you need below:

• Premium Bonds

  Pay by bank transfer or standing order

  Give the following details to your bank and tell them how much to transfer and how often. You’ll normally be able to do this online, by phone or in a branch, depending on your bank.

  When you set up your payment, you may receive a message saying 'This account can't be checked' or something similar. This doesn't mean the details you are using are wrong but please check them carefully.

  Reference:

  Enter your (or the child’s) Premium Bonds holder’s number - without any hyphens, spaces or full stops (you can find this on your Bond record or by logging in to your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  08 31 15

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  Or you can download and print a standing order form, then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, please contact your bank – not NS&I.

  For large amounts, please check your bank’s upper limit for electronic payments.

  Prefer to top up by debit card?

  Top up

• Income Bonds

  Pay by bank transfer or standing order

  All your deposits must be at least £500 and from a UK bank account in your own name.

  Reference:

  Enter your Income Bonds account number - without any hyphens, spaces or full stops (you can find your account number on your statement or by logging into your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  60 89 78

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  Or you can download and print a standing order form, then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, please contact your bank – not NS&I.

  For large amounts, please check your bank’s upper limit for electronic payments.

  Prefer to top up by debit card?

  Top up

• Direct Saver

  Pay by bank transfer or standing order

  All your deposits must be from a UK bank account in your own name.

  Reference:

  Enter your Direct Saver account number - without any hyphens, spaces or full stops (you can find your account number on your statement or by logging into your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  08 31 35

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  Or you can download and print a standing order form, then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, please contact your bank – not NS&I.

  For large amounts, please check your bank’s upper limit for electronic payments.

  Prefer to top up by debit card?

  Top up

• Direct ISA

  Pay by bank transfer or standing order

  All your deposits must be from a UK bank account in your own name.

  Any deposits that would exceed the annual subscription limit will be automatically refunded in full to your bank account, so you may want to check before making the deposit.

  Reference:

  Enter your Direct ISA account number - without any hyphens, spaces or full stops (you can find your account number on your statement or by logging into your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  08 31 20

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  Or you can download and print a standing order form, then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, please contact your bank – not NS&I.

  For large amounts, please check your bank’s upper limit for electronic payments.

  Prefer to top up by debit card?

  Top up

• Junior ISA

  Pay by bank transfer or standing order

  All deposits must be from a UK bank account.

  Any deposits that would exceed the annual subscription limit will be automatically refunded in full to your bank account, so you may want to check before making the deposit.

  Reference:

  Enter your Junior ISA account number - without any hyphens, spaces or full stops (You can find your account number on your statement or by logging into your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  60 89 73

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  When you set up your payment, you may receive a message saying 'This account can't be checked' or something similar. This doesn't mean the details you are using are wrong but please check them carefully.

  To cancel, please contact your bank – not NS&I.

  Prefer to top up by debit card?

  Top up

• Investment Account

  All your deposits must be from a UK bank account in your own name.

  Reference:

  Enter your Investment Account number - without any hyphens, spaces or full stops (you can find your account number on your statement or by logging into your online account).

  Type of account:

  Your bank may ask you what type of account you’re paying in to. Please select ‘business’.

  Payee name:

  NS&I

  Account number:

  11994808

  Sort code:

  08 31 30

  Your money will take up to five working days to reach your account. This is because NS&I is not a bank, so we can’t receive payments directly into individual NS&I accounts – they have to go through our clearing bank first.

  Or you can download and print a standing order form, then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, please contact your bank – not NS&I.

  For large amounts, please check your bank’s upper limit for electronic payments.