How to make a bank transfer or set up a standing order

If you want to top up your or your child’s savings every now and then, a bank transfer could be right for you. To top up more regularly, you can also set up a standing order with your bank.

You can top up by bank transfer or standing order for Premium Bonds, Income Bonds, Direct Saver, Direct ISA, Junior ISA and Investment Account.

Simply give the details to your bank and tell them how much to transfer and when.

You'll normally be able to do this online, by phone or in a branch. There's no need to enter your card details and we'll update your account when we've received the money. In most cases the money will leave your bank account straight away, and it can take up to two hours to reach your NS&I account. It can sometimes take longer to leave your bank account, for example if your bank needs to make extra checks. For your peace of mind, we’ll email or text you when we receive your payment.

You’ll need your holder’s number or account number to use as a reference, which you can find on any Bond record, certificate or statement we’ve sent you, or by logging in to your NS&I account. (Newer holder's numbers are 9 or 10 digits long; older holder's numbers are 8 digits followed by a letter).

Click on the account you want to top up to see the details you’ll need to give to your bank.