You're in safe hands
Most banks only guarantee your savings up to £85,000. We’re the only provider that secures 100% of your savings, however much you invest.
Trusted by millions
We're backed by HM Treasury and we've been helping people save for over 160 years. Today, over 24 million customers save with us.
The home of Premium Bonds
We created Premium Bonds and you can only get them from us. Open an account and you could win big in our monthly prize draw.
Make saving your win-win habit
As well as investing in your future with 100% safe HM Treasury-backed savings, you’ll have the chance every month to win cash prizes. You could even win the £1 million top prize!
Before you apply or top up
Please read the brochure, which includes the customer agreement (terms and conditions) last updated on 1 February 2019.
Get that winning feeling
Premium Bonds are a great way to give your savings a boost. With Premium Bonds there are 3 million tax-free prizes from £25 up to £1 million to be won in our monthly prize draw. Your money is always 100% secure, and you can withdraw it at any time without notice or penalties.
The more you save, the more chances you’ll have to win!
Now you can start saving with just £25
It’s now easier than ever to start saving with Premium Bonds from just £25.
Instead of paying interest, your Bond numbers are entered into a monthly prize draw for the chance to win prizes from £25 to £1 million. Every £1 you invest buys a unique Bond number and you can get your money back whenever you like.
Once you have bought your first Premium Bonds, why not start a healthy savings habit by setting up a standing order?

We’ve made it even easier to save regularly with Premium Bonds
You can start a healthy savings habit from just £25 per deposit, boosting your chances to win prizes in our monthly draw.
At NS&I, we believe saving regularly is one of the best things you can do for your financial wellbeing. But we also know that, even with the best of intentions, it can be a tough habit to keep up. With the new minimum investment of just £25, we’ve made it a little bit easier for you.

Already have Premium Bonds? You can save with a standing order
No more forgetting! We know you’re busy, so why not set up a standing order so that saving happens automatically?
Simply log in to your own bank’s internet banking and set up a standing order using these details:
Payee name: NS&I
Account number: 11994808
Sort code: 08 31 15
You must enter your Premium Bonds holder’s number (not your NS&I number) as the reference.
You can find your holder’s number on your Premium Bonds record or by logging in to our online service. Your holder’s number has either 9 or 10 digits, or 8 digits followed by a letter.

Before you apply or top up
Please read the brochure, which includes the customer agreement (terms and conditions) last updated on 1 February 2019.