Historical interest rates

Interest rate changes

We are committed to keeping you informed about changes in the interest rates for our fixed and variable rate accounts and investments. Below are details of our previous interest rates together with the current rates.

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Tax-free means that interest or prizes are exempt from UK Income Tax and Capital Gains Tax.
AER (Annual Equivalent Rate) illustrates what the annual rate of interest would be if the interest was compounded each time it was paid. Where interest is paid annually, the quoted rate and the AER are the same.
Gross is the taxable rate of interest without the deduction of UK Income Tax.
Index-linking means the value of your investment moves in line with inflation as measured by the Retail Prices Index (RPI). To check the RPI, visit the Office for National Statistics website at ons.gov.uk and search for RPI All Items Index.


From 1 May 2019, if you renew your Index-linked Savings Certificate, we will calculate the index-linking using the Consumer Prices Index (CPI).

Our products

Here are a list of our products and their interest rates: