Can I invest by bank transfer or standing order?

Yes, simply give the details to your bank, tell them how much to transfer and when.

You'll normally be able to do this online, by phone or in a branch, depending on your bank.

Bank transfer deposits will take two or three banking days to show in your NS&I account.

When you set up your payment, you may receive a message saying 'This account can't be checked' or something similar. This doesn't mean the details you are using are wrong but please check them carefully.

You can invest by bank transfer or standing order for Premium Bonds, Income Bonds, Direct Saver, Direct ISA, Junior ISA and Investment Account.

You'll find all the details you need in the sections below:

• Premium Bonds

  • You must be aged 16 or over and buying Bonds in your own name, or in the name of a child under 16.
  • You or the child must already have some Premium Bonds, and you must know your (or the child’s) holder’s number.
  • Each investment must be at least £25 and in whole pounds.
  • The bank account must be a UK account in your name.
  • When buying by bank transfer, you are confirming that you have read and accepted the current customer agreement.
  • Any transfers that would take you over the £50,000 limit will be automatically refunded in full to your bank account, so you may want to check your Premium Bonds balance before investing.
  • Please note that we do not accept payment via Clearing House Automated Payment System (CHAPS).

  Give the following details to your bank and tell them how much to transfer and how often. You’ll normally be able to do this online, by phone or in a branch, depending on your bank.

  When you set up your payment, you may receive a message saying 'This account can't be checked' or something similar. This doesn't mean the details you are using are wrong but please check them carefully.

  Reference:	You must enter your (or the child's) Premium Bonds holder’s number (not your NS&I number) as the reference. You can find your holder’s number on your Bond record or by logging into our online service.   Make sure you enter the holder's number correctly without any hyphens, spaces or full stops. Don't add any other information in the reference field apart from the holder's number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	08 31 15

   

  You should receive confirmation of your investment within 5 working days of us receiving money from your bank.

  Or download and print a standing order form then complete it and give it to your bank.

  Print and complete a standing order form

  To cancel, contact your bank – not NS&I.

  For large amounts, check your bank’s upper limit for electronic payments.

• Income Bonds

  All your deposits must be at least £500 and from a UK bank account in your own name.

  Reference:	You must enter your Income Bonds account number (not your NS&I number) as the reference when you instruct your bank. This will ensure your payment reaches the right account. You can find your account number on your statement or by logging into our online service.   Make sure you enter your Income Bonds account number correctly. Don't add any other information in the reference field apart from your account number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	60 89 78

  Or

  Print and complete a standing order form and give it to your bank

  To cancel, contact your bank – not NS&I.

  For large amounts, check your bank’s upper limit for electronic payments.

• Direct Saver

  All your deposits must be from a UK bank account in your own name.

  Reference:	You must enter your Direct Saver account number (not your NS&I number) as the reference. You can find your account number on your statement or by logging into our online service.   Make sure you enter your Direct Saver account number correctly. Don't add any other information in the reference field apart from your account number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	08 31 35

  Or

  Print and complete a standing order form and give it to your bank

  To cancel, contact your bank – not NS&I.

  For large amounts, check your bank’s upper limit for electronic payments.

• Direct ISA

  All deposits must be from a UK bank account in your own name.

  Reference:	You must enter your Direct ISA account number (not your NS&I number) as the reference. You can find your account number on your statement or by logging into our online service.   Make sure you enter your Direct ISA account number correctly. Don't add any other information in the reference field apart from your account number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	08 31 20

  Or

  Print and complete a standing order form and give it to your bank.

  To cancel, contact your bank – not NS&I.

  Any deposits that would take you over the annual subscription limit will be automatically refunded in full to your bank account, so you may want to check before making the deposit.

• Junior ISA

  All deposits must be from a UK bank account.

  Reference:	You must enter your Junior ISA account number (not your NS&I number) as the reference. You can find your account number on your statement or by logging into our online service.   Make sure you enter your Junior ISA account number correctly. Don't add any other information in the reference field apart from your account number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	60 89 73

  To cancel, contact your bank – not NS&I.

  Any deposits that would exceed the annual subscription limit will be automatically refunded in full to your bank account, so you may want to check before making the deposit.

• Investment Account

  All your deposits must be from a UK bank account in your own name.

  Reference:	You must enter your Investment Account number (not your NS&I number) as the reference. You can find your account number on your statement or by logging into our online service.   Make sure you enter your Investment Account number correctly. Don't add any other information in the reference field apart from your account number.
  Payee name:	NS&I
  Account number:	11994808
  Sort code:	08 31 30

  Or

  Print and complete a standing order form and give it to your bank

  To cancel, contact your bank – not NS&I.

  For large amounts, check your bank’s upper limit for electronic payments.