Index-linked Savings Certificate calculator
How much are they worth?
The calculator opposite will provide you with a quick estimate of your Index-linked Savings Certificates.
Both the calculator and spreadsheet are only for Certificates invested in or renewed before 20 September 2012.
If you would like a phone valuation, you can also call us directly. You will need to quote your Issue number, purchase price and purchase date.
Please remember that Certificates cashed in within the first year of investing don’t earn any index-linking or extra interest.
Before you start you’ll need to have the following to hand:
- the amount invested at the beginning of the current investment term
- the investment date (shown on your Certificate or latest valuation letter)
- the term of your investment
Index-linked Savings Certificates Issues 1 to 4 (1975-1990)
This calculator can no longer give an accurate estimate for Issues 1 to 4 of Index-linked Savings Certificates (on sale between 1975 and 1990). This is because from 11 November 2013 we changed how we calculate the returns on these Savings Certificates.
Find out more information on these changes
This valuation is only relevant if you cash in your Certificate in December. If you want to cash in your Certificate in November please contact us by phone for an exact valuation as the value may increase or decrease depending on the change in the RPI
This valuation is for guide purposes only based on data last updated on 13 November 2013 and may not be exact
If you're not cashing in, interest and any index-linking for the year are only added on each anniversary of your Certificate
If your Certificate matured before 8 October 2001 and has not been cashed or reinvested, it earns index-linking only and no additional interest. You may want to reinvest into a current Issue. For more information on your options, call us .