Investments not on general sale
Products no longer on sale
Cash ISA and T Cash ISA
The NS&I Cash ISA and T Cash ISA closed on 25 May 2013. All accounts were transferred to a Direct ISA which can be managed online or by phone. The Direct ISA interest rate is listed above.Find out more
If we close one of our Bonds or Accounts and can't trace you to return your money, we will transfer your money to our Residual Account. There are two types of holdings within our Residual Account. Type A is interest bearing; Type B is non-interest bearing.
|Amount||Interest rate||Tax information|
(Easy Access Savings Account, Ordinary Account, Deposit Bonds, Yearly Plan, SAYE and Treasurer's Account)
|£1+||0.10% gross/AER||Taxable, paid gross|
(Gift Tokens, Savings Stamps and British Savings Bonds)
Tax-free means that interest or prizes are exempt from UK Income Tax and Capital Gains Tax.
AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross is the taxable rate of interest without the deduction of UK Income Tax.
Net is the rate of interest payable after the deduction of UK Income Tax at the rate specified by law.