Managing savings for another adult
Do you need to manage an account on behalf of someone else, under a Power of Attorney – or as a Deputy or Receiver?
What is a Power of Attorney?
An Ordinary Power of Attorney is a legal document appointing one or more people (an ‘Attorney’) to manage the financial affairs of another person (the ‘Donor’). It allows the Attorney to manage all the Donor’s affairs or it can be tailored to specific actions or restricted to a limited period of time. The Attorney and the Donor can manage the Donor’s affairs. In all cases the Ordinary Power of Attorney becomes invalid once the Donor has lost capacity. An Ordinary Power of Attorney can also be known as a General Power of Attorney.
What is a Deputy?
A deputy (previously known as ‘Receiver’) is a person appointed by the Court of Protection to make financial or welfare decisions on an ongoing basis for a person who does not have capacity to make those decisions him/herself.
Don't worry if you need more information, we've put together a guide that shows you how to act on behalf of another adult.
Attorney/Deputy application forms
Simply download the application or switching formDirect ISA Power of Attorney application form
Direct Saver Power of Attorney application form
Income Bonds Power of Attorney application form
Understanding 'Power of Attorney'Registering an authority with NS&I
To register a Power of Attorney, please send us the original document by post. We recommend that you use a secure service. The Court of Protection Order should be sealed or bear the blue office copy stamp. Alternatively you can send us a certified photocopy of your Authority.
For more info on certifying your Authority, please see our Power of Attorney guide.
Applying for an account
You can apply for one of our accounts on behalf of someone else. But you'll need to register for an authority first. If you've already registered an authority with us and you've registered for our online and phone service, you can apply directly online or over the phone (except for our Investment Account which is postal only and our Junior ISA which is online only).
If you want to apply for an account at the same time as registering an authority with us, you can do it with a postal application form. We have specific forms for each of our accounts, except Premium Bonds and our Investment Account which require our general application form.
Call us to request an application form or download one from our website.
Downloads and forms
For more info on applying for an account, please see our Power of Attorney guide.
Power of Attorney guide
Managing for an account
You can manage any of our accounts on behalf of someone else online, by phone or by post. If you have restricted authority, or must act jointly for all transactions with another appointed individual or the account is our Investment Account, you can only manage the account by post. If you want to manage the accounts online or by phone, you'll need to register for our online and phone service.
Find out how to register for our online and phone service here.
For more info on managing an account, please see our Power of Attorney guide.
Power of Attorney guide
Want to invest in trust?
See our trustees leaflet:
For our trustee application forms, please visit: