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Yes, but how many baskets and how many eggs?

1 September 2007

The types of investment you choose, the specific investments you buy and the way you put them together depend very much on you.

What are your investment objectives and what are you trying to achieve? Over what time frame? Are you looking for income or growth? When, for example, do you plan to retire? What are your other commitments? What is your attitude to risk?

You will probably need to talk things through with a financial adviser who is specifically trained to help you answer these questions.

In the meantime, here is a very basic picture of the different roles of different assets within an investment strategy. Remember, we are talking about their roles here not the outcomes you can expect. Inevitably, we are painting with a very broad brush: within each asset class there are almost infinite variations and the exceptions often prove the rule.

Where next?

If you still want to know more, here are some links you might find useful:

Tools & tips

For practical help on a wide range of money issues - look no further.

To provide you with the fullest range of information and opinion, we draw from a wide range of sources and so the views expressed here do not necessarily reflect those of NS&I and should not be taken as financial advice.