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Income Bonds

Monthly income with easy access to your money

By investing some of your money in Income Bonds, you can provide yourself with a useful additional monthly income — either to help out with your household outgoings, or to contribute to a few of life's little luxuries. And now we've made Income Bonds even more convenient - you can get hold of your money whenever you need to with no notice and no penalty.

We’ve included a summary box below to help you compare this investment with those from other providers.

Summary box: key product information

Account name

NS&I Income Bonds

Interest rates

Variable, paid monthly – see interest rates

Tax status 

Taxable, paid gross

Conditions for bonus payment

Not applicable

Withdrawal arrangements

No notice and no penalty

Access

Apply online, by phone or by post; cash in by post
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Benefits

  • Monthly income
  • Easy access
  • Higher rate for larger investments