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Income Bonds

Regular monthly income with easy access to your money

By investing in Income Bonds, you can provide yourself with a useful additional monthly income — either to help out with your household outgoings, or to contribute to a few of life's little luxuries. You can also get hold of your money whenever you need to with no notice and no penalty.

As part of our commitment to the Banking Code, we’ve included a summary box below to help you compare this investment with those from other providers.

Summary box: key product information

Account name

NS&I Income Bonds

Interest rates (AERs)

Variable, paid monthly – see interest rates

Tax status 

Taxable, paid gross

Conditions for bonus payment

Bonus rate paid for investments of £25,000+

Withdrawal arrangements

No notice and no penalty

Access

Apply online, by phone or by post; cash in by post

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Benefits

  • Regular monthly income
  • Easy access
  • Bonus rate for larger investments

Investor’s guide


Security