National Savings and Investments
 
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Guaranteed Income Bonds

Monthly income at guaranteed rates

NS&I Guaranteed Income Bonds give you a guaranteed monthly income without touching your capital investment. They also offer a choice of fixed rate terms, so you can choose which one suits you best.

We’ve included a summary box below to help you compare this investment with those from other providers.

Summary box: key product information

Account name

NS&I Guaranteed Income Bonds

Interest rates (AERs)

Fixed for set terms, paid monthly – see interest rates

Tax status 

Taxable, paid net

Conditions for bonus payment

Not applicable

Withdrawal arrangements

Can be cashed in early, with a penalty equal to 90 days’ interest

Access

Apply online, by phone or by post; cash in by post. Some Issues may be exclusively available online and/or by phone. No longer available at Post Office® branches

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