National Savings and Investments
 
Our range / Guaranteed Income Bonds /

Guaranteed Income Bonds

Monthly income at guaranteed rates

NS&I Guaranteed Income Bonds give you a guaranteed monthly income without touching your capital investment. They also offer a choice of fixed rate terms, so you can choose which one suits you best.

Please note: A brochure for this investment is not available at Post Office® branches but all the information contained within the brochure is on this part of the website. If you would still prefer a brochure then contact us and we'll be happy to send you one.

1-year and 2-year Issues no longer on sale
These Issues were withdrawn from sale at close of business on 18 November 2009, but we do still have 3-year and 5-year Issues on offer at attractive rates – see interest rates for details.

We’ve included a summary box below to help you compare this investment with those from other providers.

Summary box: key product information

Account name

NS&I Guaranteed Income Bonds

Interest rates (AERs)

Fixed for set terms, paid monthly – see interest rates

Tax status 

Taxable, paid net

Conditions for bonus payment

Not applicable

Withdrawal arrangements

Can be cashed in early, with a penalty equal to 90 days’ interest

Access

Apply online, by phone or by post; cash in by post. Some Issues may be exclusively available online and/or by phone. No longer available at Post Office® branches

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