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Guaranteed Growth Bonds

Grow your money at guaranteed rates

NS&I Guaranteed Growth Bonds give you a guaranteed return on your investment, so you can plan confidently for your future. They also offer a choice of fixed rate terms, so you can choose which one suits you best.

Please note: A brochure for this investment is not available at Post Office® branches but all the information contained within the brochure is on this part of the website. If you would still prefer a brochure then contact us and we'll be happy to send you one, but please bear in mind it may be delayed due to the current Royal Mail disruption.

We’ve included a summary box below to help you compare this investment with those from other providers.

Summary box: key product information

Account name

NS&I Guaranteed Growth Bonds

Interest rates (AERs)

Fixed for set terms – see interest rates

Tax status 

Taxable, paid net

Conditions for bonus payment

Not applicable

Withdrawal arrangements

Can be cashed in early, with a penalty equal to 90 days’ interest

Access

Apply online, by phone or by post; cash in by post. Some Issues may be exclusively available online and/or by phone. No longer available at Post Office® branches

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