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Fixed Interest Savings Certificates

No Issues currently on sale

NS&I Fixed Interest Savings Certificates are lump sum investments that earn guaranteed rates of interest over set periods of time, called 'terms'. They're free of UK Income Tax and Capital Gains Tax, whatever rate you normally pay. You don't even need to declare the interest on your tax return.

When on sale, they normally offer a choice of fixed rate terms, so you can choose which one suits you best.

There are no Issues currently on sale, but you can be among the first to hear when the next Issues are released:

Just follow the link above, enter your details and we’ll email you whenever we release new Issues of our Fixed rate certificates or change any of our other interest rates.

Terms and conditions

See the current terms and conditions for Fixed Interest Savings Certificates
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Benefits

  • Tax-free
  • Guaranteed returns
  • Choice of terms