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1 November 2012

November’s Premium Bond millionaire
A man living in Hertfordshire
Bond Number: 115ZQ060173
Winning Bond bought in October 2006
Total holdings £30,000

For the October 2012 draw ERNIE paid out over 1.8 million prizes, together amounting to over £55 million in value. There were 44,068,653,070 eligible Bond numbers in the draw.

Prize and value breakdown in November 2012

Value of prizesNumber of prizes
Total prize fund valueTotal number of prizes


In Hertfordshire there are 475,601 Premium Bonds holdings worth more than £1.1 billion.

Unclaimed Premium Bonds prizes
Across the UK there are over 855,000 unclaimed Premium Bonds prizes worth more than £43 million. In Hertfordshire in particular over 17,000 prizes worth more than £852,000 still remain unclaimed.  There is a man from the region who is still due to receive £5,000 after failing to claim his prize in a previous draw. He has just £25 invested in Premium Bonds and the prize was won in December 2007.

There are a number of other unclaimed prizes due to the residents of Hertfordshire, the oldest of these outstanding prizes having been drawn in March 1962.  Premium Bonds holders can reduce the chances of their prizes becoming unclaimed by managing their Premium Bonds online or opting to have any prizes paid directly into their bank accounts by BACS, with notification by email. To sign up holders should visit:

Some of the top unclaimed prizes in the Hertfordshire region:

Winning Bond NumberWinnerMonth and Year of DrawCurrent Holding BalancePrize Value
8KB809320MaleDecember 2007£25£5,000
3NK715286MaleDecember 1985£203£1,000
12KF546768FemaleSeptember 1992£10£1,000
4BK869886MaleNovember 1996£4£1,000
1KS598081MaleMarch 1998£11£1,000

Some of the oldest unclaimed prizes in the Hertfordshire region:

Winning Bond NumberWinnerMonth and Year of DrawCurrent Holding BalancePrize Value
1KS935512MaleMarch 1962£13£25
1BZ516162MaleMarch 1965
AP164132MaleJanuary 1967£1£25
MN115283MaleMarch 1967£30£25
3AB145794MaleSeptember 1968£3£25

There is no time limit for claiming prizes. Premium Bonds investors can check to see if they have won by visiting and using the Premium Bonds prize checker on the homepage.

November’s prize fund rate and odds
The Premium Bonds prize fund rate is 1.5% and the odds of each individual Bond number winning a prize are 24,000 to 1.

Premium Bond facts
Since the first Premium Bonds prize draw in 1957, more than 260 million tax–free prizes worth approximately £14.1 billion have been paid out.

Premium Bonds are an investment where, instead of interest payments, investors have the chance to win tax-free prizes. They were officially launched by Harold Macmillan, Chancellor of the Exchequer, in his 1956 Budget.

Premium Bonds can be bought online at, by telephone on 0500 500 000 (see note 5), by post and over the counter at Post Office® branches.

Premium Bonds offer investors 100% capital security, backed by HM Treasury, as well as the sense of fun that comes from potentially winning tax-free prizes.

As at October 2012, customers have over 22 million holdings in Premium Bonds totalling more than £43 billion. Prizes range from £25 to £1 million.

Ways to manage Premium Bonds

Savers can now manage their Premium Bonds directly, by phone, by post and online. You can opt to have any Premium Bonds prizes won paid directly into their bank accounts by BACS, with notification by email. Savers can also:
• view their holding in full, with a record of prizes won
• opt to automatically reinvest prizes
• opt to stop receiving paper confirmation for transactions
• update their personal details – address, bank details etc
• buy and cash in Bonds


Notes to Editors
1. All Premium Bonds prizes are free of UK Income Tax and Capital Gains Tax.

2. The jackpot winner becomes ERNIE’S 274th Premium Bond millionaire.

3. Unclaimed Premium Bond prizes are defined as prizes over 18 months that have not been paid out (cashed). Addresses held for customers with unclaimed prizes might not be the current residential address of the customer.

4. Pictures of ERNIE (including the new ERNIE 4 machine), Agent Million and people buying Premium Bonds are available in high-resolution jpeg format from the NS&I media team.

5. Free phone number – calls from mobiles and some landline providers may be chargeable. Telephone calls may be recorded.

6. Further information on NS&I (National Savings and Investments), including press releases and product information, is available on the website at Follow us on Twitter: @NSIpressoffice

7.NS&I has a number of spokespeople available for interviews and our experienced media team is available via our ISDN line: 020 7828 5288.
Media team
Chris Dowsett                            020 7932 6644
Gill Stephens                             020 7932 6789
Jonty Alone                               020 7932 6633
Gareth Headon                          020 7932 6611
Out of hours: all numbers above diverted to mobile phones.