NS&I investments eligible for Self-Invested Personal Pensions FAQs

• Can NS&I investments be held in a SIPP?
• Which NS&I investments can be held in a SIPP?
• Which NS&I investments cannot be held in a SIPP?
• How can your investments be opened by a SIPP provider?
• Does a SIPP provider need to provide any registration details?

Can NS&I investments be held in a SIPP?

Some of our investments may be held within a SIPP, in the form of corporate trusts.

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Which NS&I investments can be held in a SIPP?

Our investments that may be held in trust are:

• Guaranteed Equity Bond
• Inflation-Beating Savings
• Fixed Interest Savings Certificates
• Income Bonds
• Guaranteed Income Bonds
• Guaranteed Growth Bonds  

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Which NS&I investments cannot be held in a SIPP?

Some of our investments are not SIPP permissible, or may not be held in trust. These include:
-Premium Bonds
-ISAs
-Easy Access Savings Account
-Investment Account
-Children’s Bonus Bonds

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How can your investments be opened by a SIPP provider?

Our investments that can be held in a SIPP  may be opened by a SIPP provider as a corporate trust on behalf of their clients, who will be regarded by NS&I as the beneficiaries of the trust. Investment limits apply to the beneficiary of the trust, not the trustee (SIPP provider).

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Does a SIPP provider need to provide any registration details?

It may be desirable for a SIPP provider to record their client’s details with us in the following format:
“Pension Company Ltd designation No. _ _ _ _ _”. We refer to this as ‘trust title’, and it is only available for some products (70 characters max). Where available, it will be printed on the investment certificate. However, we cannot use this information as search criteria, if a trustee wishes to obtain information on a holding. The only way that we can search for a holding is either by our holder's number or account number, or using the beneficiary’s name and address.

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• SIPP application forms
• Quick Guide for IFAs